Terms and Conditions

The information provided when using our Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such use would be contrary to law or regulation.

Payment Security & Compliance: Greek Payment Portal complies with the PCI DSS by using secure third-party processors. We do not store or process credit card details directly.

Compliance with U.S. Financial Regulations: Our platform operates in accordance with applicable U.S. financial laws.

FERPA Compliance Consideration: Users affiliated with U.S. colleges should be aware of their institution’s guidelines, although we do not store academic records.

Age & Institutional Use Requirements: Our platform is intended for use by students, alumni, and authorized representatives of Greek organizations at U.S. colleges. Users must be at least 18 or have obtained parental consent.

We own or license all intellectual property rights in our Services—including source code, databases, software, website designs, text, photographs, and graphics (“Content”), as well as trademarks and logos (“Marks”). Your use of our Services is limited to personal, non-commercial purposes unless additional rights are expressly granted.

By using the Services, you represent and warrant that:

• Your registration information is true, accurate, current, and complete.
• You have the legal capacity to enter into these Terms and will comply with applicable laws.
• You will not use automated means (e.g., bots) to access the Services.
• You will not use the Services for any illegal or unauthorized purpose.

Registration may be required to access certain features. You agree to keep your password confidential and are responsible for all activity on your account.

We accept payment methods including PayPal, Stripe, Coinbase, Discover, American Express, Mastercard, and Visa. You agree to provide accurate payment information and authorize us to charge your chosen method for any purchases.

Your subscription will continue and automatically renew unless you cancel it. You consent to recurring charges until cancellation.

To cancel, log into your account; cancellation takes effect at the end of the current paid term.

All sales are final and refunds are not provided unless otherwise stated.

You agree not to use our Services for any purpose other than their intended use. Specifically, you must not:

• Systematically retrieve data or content without permission.
• Trick, defraud, or mislead us or other users.
• Upload or transmit harmful software (e.g., viruses or Trojan horses).
• Interfere with or disrupt the normal operation of the Services.
• Use the Services for unauthorized commercial purposes.

In some areas of our Services, you may be able to create, submit, or post content (“Contributions”).

By submitting Contributions, you grant us a non-exclusive, royalty-free license to use, display, and distribute your content for any lawful purpose.

You are solely responsible for your Contributions and agree to indemnify us against any claims arising from them.

By submitting content, you grant us a non-exclusive, royalty-free, transferable license to use, reproduce, modify, and publicly display your Contributions in connection with our Services.

Our Services may include links to third-party websites or display third-party content (“Third-Party Content”).

We do not control these sites and are not responsible for their content. Accessing them is at your own risk.

We reserve the right to monitor our Services for violations of these Terms, and to take legal action—including disabling accounts or content—that breach our policies.

Our Privacy Policy is incorporated by reference into these Terms. It explains how we collect, use, and share your personal information. Please review our Privacy Policy for detailed information.

These Terms remain in effect as long as you use our Services.

We reserve the right to immediately terminate your access for any reason, including breach of these Terms.

We may change, modify, or remove any part of the Services at our sole discretion without prior notice.

We are not liable for any modifications, price changes, suspension, or discontinuation of the Services.

These Terms and your use of the Services are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.

In the event of any dispute arising from these Terms, the parties agree to attempt to resolve the dispute through informal negotiations for at least 30 days.

If unresolved, the dispute will be exclusively resolved by binding arbitration under the rules of the American Arbitration Association in Florida.

We reserve the right to correct any errors, inaccuracies, or omissions in our Services and update the information at any time without notice.

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. YOU USE THE SERVICES AT YOUR OWN RISK.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES (DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE) ARISING FROM YOUR USE OF THE SERVICES. Our total liability is limited to the lesser of the amount you paid in the six months preceding the claim or $100 USD.

You agree to defend, indemnify, and hold harmless Greek Payment Portal, its affiliates, directors, officers, employees, and agents from any claims, damages, or expenses arising from your use of the Services or your breach of these Terms.

We maintain data you provide for operational purposes. Although we perform regular backups, you are solely responsible for your data. We are not liable for any loss or corruption of your data.

Your use of our Services—including sending emails, filling out forms, or placing orders—constitutes electronic communications that satisfy legal requirements for written agreements.

We may send SMS messages for updates, notifications, or promotions.

Opting Out: To stop receiving SMS messages, reply with “STOP.”

Message and Data Rates: Standard message and data rates may apply.

Support: For SMS support, contact us at admin@mychapterpay.com or call 443-640-7472.

If you are a California resident and a complaint is not satisfactorily resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs:

These Terms and any policies or operating rules posted on our Services constitute the entire agreement between you and us. They are governed by the laws of Florida, and if any provision is unenforceable, it will be severed without affecting the remaining provisions.

Greek Payment Portal is an independent payment platform and is not affiliated with or endorsed by any specific university or Greek organization. It is your responsibility to ensure that payments made through our platform comply with your institution’s policies. We are not responsible for disputes between users and their organizations.

For any questions, complaints, or further information regarding these Terms, please contact us: